Dear Members

With reference to the joint press release by the Ministry of National Development (MND) and Ministry of Manpower (MOM) on 9 May 2019 announcing changes to CPF rules governing the use of CPF for property purchases. The changes took effect on 10 May 2019.

The changes to CPF rules provide greater flexibility for Singaporeans to purchase a home, while safeguarding their retirement adequacy. To help the estate agency industry better understand the changes, please CLICK HERE for the circular, which provides a comparison of the past and revised rules, infographics of the changes, and a table showing the maximum CPF usage based on the valuation limit:

For enquiries, please contact CPF Board at:

Private Housing         :   6202 2053 or private-housing@cpf.gov.sg
Public Housing – Bank Loan      :   6202 2052 or public-housing-bankloan@cpf.gov.sg
Public Housing – HDB Loan       :   6202 2051 or public-housing@cpf.gov.sg